Bluenton Report: More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the property ladder.In recent months many banks and building societies have been loosening their affordability rules or launching deals that let people borrow 95% of the property’s value, and in some cases more than that.
More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the property ladder.In recent months many banks and building societies have been loosening their affordability rules or launching deals that let people borrow 95% of the property’s value, and in some cases more than that. Continue reading...
Context & Impact
Recent shifts in this sector are being closely analyzed by our editorial desk. Data points from verified primary sources suggest a changing sentiment among stakeholders, requiring continued monitoring and validation as the situation develops.
- Verified reporting indicates momentum in the industry.
- Strategic shifts are anticipated following these latest updates.
- Our desk continues to cross-reference data for ongoing verification.